1906

Protecting Nakodar
family wealth

Trusted Banking. Community First.

Protecting Nakodar family wealth since 1906

NHUCB — The Nakodar Hindu Urban Co-operative Bank Ltd.

Serving generations of Punjab families with secure deposits, responsible lending and personalized community banking — rooted in Nakodar for over 120 years.

Licensed by Reserve Bank of India · Urban Co-operative Bank
120+
Years of Service
Since 1906
RBI
Licensed Urban
Co-operative Bank
1000s
Customers Served
Across Punjab
1
Community Branch
Nakodar, Jalandhar

Why Bank With Us

Your heritage bank in the heart of Punjab

We are not a faceless corporation. We are your neighbours — banking with the same families for generations.

Century of Trust

Established in 1906 and still serving Nakodar today. Our history is your assurance — stability built over 120 years of community banking.

Our Legacy →

RBI Regulated

A Primary Urban Co-operative Bank licensed by the Reserve Bank of India. Your deposits and interests are protected under cooperative banking regulations.

Digital Transformation

Internet and mobile banking are coming soon — we are preparing infrastructure responsibly. Branch service remains fully available today.

Coming Soon →

Deposits

Grow your savings with confidence

Competitive rates, flexible tenures, and benefits designed for Punjab families and senior citizens.

Savings Account

Everyday banking at our branch — digital channels coming soon.

  • Competitive Interest
  • Branch & Counter Service
  • Mobile Banking (Coming Soon)
Learn More

Fixed Deposit

Secure returns with flexible tenure options.

  • Flexible Tenure
  • Safe Returns
  • Premature Options
Learn More

Senior Citizen Deposits

Additional preferential rates for our valued elders.

  • +0.50% on FD (Senior)
  • Dedicated Service
  • Priority Handling
Learn More
Coming Soon

Digital Banking

Preparing modern channels

NHUCB is building internet banking, mobile access, and payment services — carefully, and in line with RBI expectations. Until launch, please visit our Nakodar branch for all account needs.

Internet Banking Soon
Mobile Banking Soon
UPI Soon
NEFT / RTGS / IMPS Soon
View Roadmap
NHUCB MOBILE
Preview
In development

RBI Digital Lending · LSP Model

NHUCB × Baumen Loan

Heritage trust meets modern credit. Personal line-of-credit facilities originated by NHUCB (Regulated Entity) and delivered through Baumen Loan — our proposed Lending Service Provider and Digital Lending App on Google Play.

View LSP Programme
Baumen Loan app icon

Baumen Loan: Line of Credit

BAUMEN SERVICES PRIVATE LIMITED

4.0 · 8.92K reviews 500K+ downloads

Flexible revolving credit (₹3,000–₹80,000) — subject to NHUCB underwriting and formal RE–LSP agreement. Baumen website →

Loans

Financing for every chapter of life

Personal Loan

For education, medical needs, and family milestones.

View Details

Business Loan

Support for local merchants and enterprises in Nakodar.

View Details

Agriculture Loan

Seasonal credit for Punjab's farming community.

View Details

Gold Loan

Quick liquidity against gold with minimal formalities.

View Details